free
hit counters

Finance


3 Important Components of Debt Management

3 Important Components of Debt Management

It is quite difficult to get proper credit these days, whether we are looking for home loan, credit card loan or car loan. So it is important for us to maintain good credit score and manage our existing debts. Lenders are no longer handing out debts with no interest loan and zero down. Credit cards are also often offered only to people with goo credit....

Read More


5 Misconceptions About Money and Children

5 Misconceptions About Money and Children

It is important for parents to teach their children about money. Poor money education or the lack of it could cause them to fall deeper into debt as adults. Here are some misconceptions that parents should be aware of: My child is too young to learn about money management: Our children are old enough to learn about money management if they are already able to...

Read More


4 Things That Make Our Debt Elimination Program a Failure

4 Things That Make Our Debt Elimination Program a Failure

Many people are desperate to get out of debt and they are buried so deep in it. In reality, many financially successful individuals had been in the same situation and they were finally able to get out. Often, all we need is a proper plan. However, there are things that slow down or prevent the progress of our recovery process. Here are things that can...

Read More


How Military Personnel Should Properly Choose a House?

How Military Personnel Should Properly Choose a House?

It is obvious that military personnel tend to move around much throughout their career. Although this may sound like a disadvantage, it could military personnel to buy and sell their house for profit as they are assigned to different areas. In this case, they should try to maximize their profit and see the situation as an opportunity to invest. They can get in touch with...

Read More


How to Achieve the American Dream More Efficiently?

How to Achieve the American Dream More Efficiently?

Many people are dreaming about achieving the American Dream. It is a unique idea among Americans and many of them are trying to achieve it. Unfortunately, in a rough economy, it is already hard enough to eliminate debts. In fact, the American Dream is one of the major reasons people apply for huge loans and get financial problem due to money mismanagement. In reality, it...

Read More


Understanding Debt Collectors

Understanding Debt Collectors

In any financial climate, debt collection is a common fact and many people need to face debt collectors, due to their financial delinquencies. However, it can be considered an art to deal with these professionals. Many of us think that debt collectors are essentially inhuman and they continue to harass people who have financial problems. However, we should be aware that debt collectors are normal...

Read More


How Urban Foraging Could Help People With Severe Debt Problems?

How Urban Foraging Could Help People With Severe Debt Problems?

It could be necessary for us to employ various alternative strategies that can help us minimize consumptions and save money. We could try to embrace cooperation, sharing, freedom, social concern, generosity and strong relationships in the community. The whole community could have improved financial conditions if they minimize greed, conformity, bad competition, moral apathy and materialism. We could try to find free stuff, by using...

Read More


3 Reasons Money Have Significant Values in Families

3 Reasons Money Have Significant Values in Families

Money is always a big issue in marriage. We often hear that time is money, money is the root of all evil and money doesn’t grow on trees. These are different assumptions people have about money. We should know that money is power and it is an essential part of our life. Unfortunately, spouses often bump head, even when they have enough money. When it...

Read More


A Look at Credit Cards with Low APR

A Look at Credit Cards with Low APR

Before credit cards were invented, shopping was very different from today. To buy anything you needed cash or a check. It´s a good thing credit cards were created. They totally changed the lives of many people. From the time they were introduced, people went crazy on shopping because they found it very convenient. But a lot of people just don’t seem to get the right...

Read More


An Easy Way to Understand Secured Personal Loans

An Easy Way to Understand Secured Personal Loans

Secured personal loan is actually an ancient form of financing and it dated back before the appearance of modern financial institutions and banks. During those eras, borrowers are allowed to draw specific funds only if they have the proper assets. Current lending policy is also based on this concept and due to its effectiveness, secured personal loans will see no decline. In fact, most borrowers...

Read More


4 Ways to Reduce Monthly Mortgage Payments

4 Ways to Reduce Monthly Mortgage Payments

After signing the home loan agreement and stepping their feet on the new house, homeowners will have a dream to finally pay off their mortgage. They should be able to free themselves from the concerns of fulfilling their monthly payments and shackles of interest rates. For many families, monthly payments actually take a huge chunk out of their monthly income. In many cases, young couples...

Read More


How to Deal With Different Stages of Debt Problems?

How to Deal With Different Stages of Debt Problems?

At many societies, personal debts are already at an all-time high. The problem is worsened by skyrocketing unemployment rate and economic recession. Many people are falling begin on their personal loans, credit card bills, car payment and mortgages. It is important for us to determine available options that can help us control our debt. We may also choose a number of DIY fixes to remove...

Read More



Page 3 of 3123