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Finance


Businesses And Charging VAT

Things To Know About Businesses And Charging VAT How VAT works

An individual can only charge VAT if his/her business is registered for VAT. VAT is charged on things like the following: Business sales- for example selling goods and services Selling business assets Hiring or loaning goods to someone Commission Business goods used for personal reasons Items sold to staff such as canteen meals ‘non-sales’ such as bartering, part-exchange and gifts These are known as ‘taxable...

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Assuaging Your Financial Domain With Debt Settlement Firms

There are renowned debt settlement companies providing a plethora of feasible debt settlement services and options that help you in negotiating with creditors. You do this for lowering some debt. There is also the option of debt consolidation, but you need to be well aware of all the pros and cons for that. There are cases where you will find that even a sound debt...

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Top 5 Reasons People Get Into Debt

Top 5 Reasons People Get Into Debt

If being in debt stresses you out, you’re not alone. Regardless of age, educational level, or income, most people face outstanding debt or financial instability at some point in their life. While there isn’t a singular cause that leads most people to being in debt, there are a handful of common contributors. Knowing what some of these common pitfalls are can help you to become...

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Important Pointers To Remember When Prepaying and Closing A Home Loan

Important Pointers To Remember When Prepaying and Closing A Home Loan

Buying a home is one of the best moves an individual can make, especially when it comes to adding to the assets column of your balance sheet. To eliminate the risk of losing your home, when you’ve purchased it with a Home Loan, ensure you pay off the outstanding amount as soon as possible. What is a Home Loan? A Home Loan is used to...

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Dark chalkboard with a Strategy diagram illustration.

The Importance Of Strategic Planning

In today’s globalized world, companies have to maximize all available resources to achieve continuity in the market, and a faster way to do that is by strategically planning their operations and objectives. A strategic plan provides managers and employees a vision of what their company can achieve in the future, and also contributes a sense of belonging in the organization resulting in active participation, collaboration...

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Uncovering The Benefits Of Construction Finance

Uncovering The Benefits Of Construction Finance

Businesses in all sectors need access to cash on a regular basis in order to keep up the day-to-day running of the company and to provide funds to grow and develop. But businesses in the construction sector have a particular need for maintaining cashflow throughout the month – and it is particularly difficult for a construction business to achieve this aim. This is because cashflow...

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People Who Are Good With Money – How Do They Do That?

People Who Are Good With Money – How Do They Do That?

In the world of today, recovering from the world economic crisis, many countries are still fighting for their economies. Their struggle not only reflects on the global  plan, but on the micro level as well. If you are one of the people who live pay check to pay check, without having a clear plan for the future, and feeling slightly insecure for your family’s future...

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Property Development Finance 101: The Basic Facts You Should Be Aware Of

Property Development Finance 101: The Basic Facts You Should Be Aware Of

There are many potential development projects in different areas of the UK, and if you are lucky enough to have found a potential project that needs a bit of financing, then good for you. The next steps, however, are a bit trickier. You need to find the right financier for your development project, for one, but you also have to make sure that what you...

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How Freelancers Can Have More Stable Financial Conditions?

How Freelancers Can Have More Stable Financial Conditions?

Financial planning and budgeting should be wonderful ideas. However, it could get really difficult if we don’t accurately know the monthly payment. It is important to consider the amount of money that we should earn. For freelancers, there are months that they hardly earn any money, while during productive months, we could get enough income for multiple months at once. From financial planning point of...

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How to Deal With Legal Actions Submitted by Lenders?

How to Deal With Legal Actions Submitted by Lenders?

Many people don’t know that it is possible for creditors to sell our debt. And when they do, it is possible for collection agencies to threaten us with court actions. We will be demanded to pay the alleged debts. Technically, it is illegal for creditors and collectors to threaten court action, if they don’t really plan to carry it through. Legal procedures and court actions...

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3 Important Components of Debt Management

3 Important Components of Debt Management

It is quite difficult to get proper credit these days, whether we are looking for home loan, credit card loan or car loan. So it is important for us to maintain good credit score and manage our existing debts. Lenders are no longer handing out debts with no interest loan and zero down. Credit cards are also often offered only to people with goo credit....

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5 Misconceptions About Money and Children

5 Misconceptions About Money and Children

It is important for parents to teach their children about money. Poor money education or the lack of it could cause them to fall deeper into debt as adults. Here are some misconceptions that parents should be aware of: My child is too young to learn about money management: Our children are old enough to learn about money management if they are already able to...

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